In the previous post, I wrote about the “what” and “why” someone would want to do investing of savings on their own rather than through financial advisors or pre-packaged bank products like Guaranteed Investment Certificates (GICs) or mutual funds. Some might be good for diversification of your portfolio, yes, though if you had time on your hands to let those savings grow, they’re not the best bets. Index funds or Exchange Traded Funds (ETFs) that basically give you a sample of the stock market that always outrun inflation and even 92% of financial advisors, as well as mutual funds that are some “average” of some investing by others, minus fees by the bank or institution offering them, are your best option with time. Then there’s the riskier stock picking, of course. But index funds, ETFs, and stocks, how do you do this on your own?
When you buy a jar of jam, how many sandwiches do you expect it to cover? How many sandwiches do you think it will cover if you’ve never thought about it? Do you have any idea? Do you even care? If you didn’t, maybe this would be a fun posts for your kids or kids you know if you didn’t have any. I’ve been curious all my life, but never took the time to search or find out. The answer is probably somewhere online, with variance as different jams, especially those with solid fruits, different jam spreading styles, among other factors, can influence the answers. But that’s why I went to do my own experiment to find out. And good thing, too, as it turned out, because a quick search revealed no such answers online!
Recently, I got an offer to buy one of the Instagram handles I have. I have a handful because they are themed on my different hobbies, with my obsession to keep my world organized, rather than having one Instagram with “everything” in it and no way to sort it. I don’t know if the offer was serious or not, but it led me to think about an interesting question. How much would I want for this Ode To Toy Instagram handle, given the history and attachment I have with it? Go through the consequences with me and think about your Instagram account, or if you had one, and see what answer you come up with for your situation!
Supposedly, we dream four to six times per night. Remembering, them, though, is a different matter. I’m not talking about remembering them in super details, or a long time. I’m just talking about realizing you had a dream when you wake up, whether you could only say a few words about it like something that was involved, or describe it in detail. For dream memory, the going rate seems to be one or twice a week, though the distribution is rather diverse, which is why the rate is once or twice, a 100% margin of error essentially. That’s all great to know, but it has no context for the individual, like me. As a result, with my daily activities tracker that I use to track my performance towards my many resolutions, I had decided to track my dreaming as well.
How long do certain products that take a while to go through last in your household? Or how long do you take to go through them if you lived on your own and guests didn’t use much of them, like toothpaste or perfume/cologne? I’m not talking about weekly renewables here, like cartons of milk, I’m talking about things like shampoo bottles, soaps, spices, etc. If you didn’t know answers to these questions, let me tell you about my really easy way to find out!