In the previous post, I wrote about the “what” and “why” someone would want to do investing of savings on their own rather than through financial advisors or pre-packaged bank products like Guaranteed Investment Certificates (GICs) or mutual funds. Some might be good for diversification of your portfolio, yes, though if you had time on your hands to let those savings grow, they’re not the best bets. Index funds or Exchange Traded Funds (ETFs) that basically give you a sample of the stock market that always outrun inflation and even 92% of financial advisors, as well as mutual funds that are some “average” of some investing by others, minus fees by the bank or institution offering them, are your best option with time. Then there’s the riskier stock picking, of course. But index funds, ETFs, and stocks, how do you do this on your own?
As mentioned yesterday, I’ve not been writing lots, poetry or prose, due mostly in part to power learning investing in the stock market. It’s long, long overdue I should have done this and lost a lot of opportunities in not having done it earlier, if I had generally taken the “safe” route. Mind you, what I learned recently wasn’t easily, and possibly as nicely, available just several years ago, so I might have been disastrous at it for all I know. Hence, I won’t berate myself too much on the cost of my procrastination as lately as the winter of 2020 when I was going to do this, and ended up learning all the world art history available on Khan Academy. But now that I feel I have a good grasp of things, I’m going to write about it. Why? CERTAINLY NOT to give advice! That’s for sure! No. Why I’m going to be writing about it is from a Chinese philosophy near and dear to my heart, which says you don’t truly know something until you can teach it. Now, I’m not going to “teach” all of investing in this and future posts about investing. No. Far from it! There are great full courses online like Wall Street Survivor where you can get all the info. I’m just going to “teach” my approach, which pulls out the most essential information from all that craziness, and why it’s “good”. Hopefully, with time, I’ll also be able to prove it with data on my outcomes, because getting rich slowly isn’t hard. It’s only trying to get rich quickly that is. So let’s get started!
I haven’t written in a while, prose or poetry, because I’ve been preoccupied with a few other things. One is time sensitive, which is learning about investing, so the market won’t make a correction before I am ready to jump in. The other is not, which is taking my interest in artistic photography of the microscopic to another level to get some prints in the future. For that, I have gotten myself a portable digital microscope capable of producing 12 megapixel images, with this Tomlov G1200 7″ LCD Digital Microscope.
When I heard about British diver Tom Daley knitting and crocheting in the stands at the Tokyo Olympics, I did what I suspect a lot of people did as the story has gone viral. I clap laughed. That is, I enjoyed the story and thought so much I was clapping while I was laughing, like applauding him for it while getting enough of a kick from it I was laughing. Except there was one little problem. “Clap laugh” isn’t a proper term, apparently! A DuckDuckGo search for “clap laugh” with quotations to show results of those exact words and spacing, as well as that for “claplaugh” as one word, showed nothing! A Google search showed a few GIFs under the term, some as “laugh clap”. But you know what, for the unofficiality that this is, I’ll stake claim to it!
Today, I get to share another failed writing contest entry. This one was a freebie to enter from my province’s Writers’ Federation. It was poems to be displayed on our transit buses, with the theme of connections, a limitation of ten lines or fewer, and be suitable for an audience of all ages. There were 70 entries, and ten was chosen, so pretty good odds, but mine was not one. It didn’t earn the accolades, but I’m sure I didn’t help in writing not only semi-classical format with rhyme and even meter in a modern poetry world, but I also wrote on subject matter that might not be suitable for all ages. By that, I don’t mean violent or sexual content, but just the harsh realities of relationships and friendships. I’m sure if some kids read the poem on the bus, they’d have some hard questions for their Parents or adults with them! Regardless, I really liked it, not the least because it’s personal enough to reflect my situation that is core to poetry, while having enough universality as people are re-thinking their relationships and friendships the world over in reopening post-COVID. Read and see what you think.