I’m a numbers guy. I notice a lot of relations between numbers, in addition to finding them in analysis and such. However, I sometimes miss some for years that when I realize it, I am just stunned as to how I could have missed it. The most shocking example still is the one that has to do with my age when running my first marathon, and which I didn’t realize for like a decade. However, this one about my spending and taxes in recent years comes close.
I live downtown like lots of people. However, I hardly exhibit the traits of a typical downtowner who wants to live close to work, near lots of amenities, including fine dining and entertainment, and is living the good life through spending of money relatively freely. I don’t even exhibit traits of a student with some budget who’s living reasonably close to school, but is out and about a lot, and has home amenities like the others of cable or subscription TV, lots of tech, that many of their fellow students don’t. Compared to them, for lack of spending, lack of socialization, lots of learning and spirituality (often involving life philosophies), I led the lifestyle of a monk, though I am far from a real monk. I’m just far enough from them in lifestyle that I would be like a monk in comparison.
In 2019, and most years prior to that, I spent money on about 75% of days, albeit not much on most occasions. In 2020, to cut down on those small purchases, I committed to spending money on fewer days than I did not money, or spending money on less than 50% of days during the year. But then came this COVID-19 thing, a lockdown with it, some excellent self-control, and I was hitting early targets of spending money on just 10% of days at one point in the spring! With that incredible burst out of the gates, I tried to balance enjoyment of life while not spending, and ended up spending money on 18.4% of days. That’s doesn’t include rent and automatic bill deductions for convenience, but it’s only a technicality because I could have paid them any number of days where I spent money, ahead of time if need be, but just didn’t for the convenience of saving time.
This post is optional supporting material for users of the Free Advanced Finances Tracking and Analysis Spreadsheet I have for free downloading on this site. However, it should be useful for anyone who wants to think a bit more about their personal expenditures to get a new perspective on it.
That Canadian election “debate” tonight was pathétique!
Stephen Harper was ahead of the game again by secretly authorizing the leakage of that Auditor-General’s G8 spending abuse report just days ago. You had better believe it! It refocused the other candidates’ talking points on more of the same old abuse of the PC government, where there’s marginal impact now, rather than discussing some real issues that would have much larger impact on swaying voters.