As mentioned yesterday, I’ve not been writing lots, poetry or prose, due mostly in part to power learning investing in the stock market. It’s long, long overdue I should have done this and lost a lot of opportunities in not having done it earlier, if I had generally taken the “safe” route. Mind you, what I learned recently wasn’t easily, and possibly as nicely, available just several years ago, so I might have been disastrous at it for all I know. Hence, I won’t berate myself too much on the cost of my procrastination as lately as the winter of 2020 when I was going to do this, and ended up learning all the world art history available on Khan Academy. But now that I feel I have a good grasp of things, I’m going to write about it. Why? CERTAINLY NOT to give advice! That’s for sure! No. Why I’m going to be writing about it is from a Chinese philosophy near and dear to my heart, which says you don’t truly know something until you can teach it. Now, I’m not going to “teach” all of investing in this and future posts about investing. No. Far from it! There are great full courses online like Wall Street Survivor where you can get all the info. I’m just going to “teach” my approach, which pulls out the most essential information from all that craziness, and why it’s “good”. Hopefully, with time, I’ll also be able to prove it with data on my outcomes, because getting rich slowly isn’t hard. It’s only trying to get rich quickly that is. So let’s get started!
Note: Since this posting, I have evolved Facebook picture tagging memes on my own ideas far beyond this concept I saw. My ideas involve real world and life actions rather than just associating ideas. They are listed under the Action memes category, involving what I call Facebook 2.0 tagging memes.
The pictorial Facebook tagging memes that have been going around in many variations seems to have evolved into that common high school year book feature, the Most Likely To… page. I saw one just hours ago, but it was so poorly done (mostly due to almost unreadable small type) I went and created my own, text, picture compilation and all. Here’s how to get it:
- Click on the picture below to get it at full size.
- Right click on that picture and save to your computer.
- Upload it to your Facebook profile.
- Tag your friends or let them tag themselves.
Please click here for a complete list of over 100 Facebook picture tagging memes on this site with which you can use for fun with your friends.
In case you don’t recognize some of the people in my new version, they are as follows, left to right:
- Top: Peyton Manning, Wangari Matthai, Osama bin Laden, Paris Hilton, Jet Li
- Middle: Pamela Anderson, Bob Dylan, Oprah Winfrey, the current Dalai Lama, Sue Johannson
- Bottom: Claudia Schiffer, Martha Stewart, Bill Gates, Anna Nicole Smith, Barack Obama
You can Google these people if you want to know more about who they are, and maybe guess why I’ve put labeled each as such.
Given the current lifestyle you lead, how long can you expect to live? Try this test by the Northwest Mutual Financial Group to find out. This is probably a simplified version of how they figure out their life insurance rates. However, it should be a good indicator if you were like most people and will fall within statistical boundaries.
It probably seems odd to be thinking about mortality celebrating a new year, but it’s the time when I ponder a lot about the future and this test came into my life today. The reason I did this test and encourage you to try is to use expected longevity as motivation to improve your life. Getting an answer to your life expectancy provides you with a starting value from which you can work to improve some things in your lifestyle and try again at the end of the year to see if you can get a better result.
It’s just a test based on statistics, sure, but if the test were bad, insurance companies that use them wouldn’t be so successful. Appease your ego any way you like that you are the exception, but I only wish you luck because only a select few can be. Now, if you suddenly had the human urge to run to some palm reader, soothsayer, Tarot Card reader, or otherwise, for a more metaphysical method, I’ll only warn you that all you’ll probably get are answers with metaphysical accuracy.
The test I’ve recommened was backed by Ian Ayres, author of Supercrunchers: Why Thinking-by-Numbers Is the New Way to Be Smart. The test is quite fun, incidentally, being formatted like a game. It’ll ask you various questions, animate your answers, and play the odds based on a large set of population data. Click here to take it.
After you are done, if you don’t mind, please leave a comment on this entry with a name (real or not) and your result. You can then come back near the end of the year to take the test again and see how things might have changed. I’ll post a reminder with a delayed post.
You can also leave any thoughts after having seen a credible predictor of your longevity. Being faced with such a thing often stirs a little thought and emotion to stop, step back and look at life with a bigger perspective.
As for me, I’m expected to live to 90. That, frankly, actually disappoints me. My small genetic stature probably was the main influence on this result as I was able to answer all the healthy lifestyle questions so well. I was really hoping to live to at least 100. Ultimately, though, I know that living each day fully, to do something good for the world around me now and/or after I’m gone, is all I can ask of myself for however long I might end up living. I don’t pretend like I can live life to the fullest each day, or do my best each day, but if I give it a good effort, that’s as much as I can ask of my humanity.
Flesch-Kincaid Grade Reading Level: 9.7