Should I Use Cash or Plastic to Pay for This?

This post is optional supporting material for users of the Free Advanced Finances Tracking and Analysis Spreadsheet I have for free downloading on this site. However, it should be useful for anyone who wants to think a bit more about their personal expenditures to get a new perspective on it.

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Free 12 Month Advanced Finances Tracking and Analysis Spreadsheet

If you’ve ever aspired to try to track your finances to monitor and/or analyze your finances, this Excel spreadsheet may be the easiest and most self-motivating way you’ve yet seen! I haven’t seen any bank’s free or paid online financial tracking system give you this much information about your immediate financial status, nor as quickly. With that constant immediate feedback as you enter each new piece of data, don’t be surprised if you find yourself constantly setting your own financial targets to hit, either!

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